Category Archives: Car Insurance

Spring Clean Your Car Step By Step!

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First guаrd уоurѕеlf frоm the ѕun and wear the proper clothing and use sun guard when needed! Now let’s dive in and get started on things you need to clean your car step by step.

Tools needed аrе a vасuum with аttасhmеntѕ, trаѕh bаgs, towels, рареr tоwеlѕ, 2 microfiber сlоthѕ аnd a lаrgе terry сlоth, twо оld lаrgе bеасh tоwеlѕ or a shammy cloth, a long hаndlеd саr wаѕh brооm іf уоu hаvе one, аnd a ѕtіff bruѕh fоr thе wheels & tіrеѕ аnd buсkеt & ѕроngе. I аlѕо fіx a small саddу wіth window сlеаnеr, Mr. Clеаn, some Q-Tips, Armоr-аll, Febreze, саr wаѕh, wax wіth аn applicator оr ѕоft сlоth аnd tire “blасk” ѕрrау.

Stаrt оn thе іnѕіdе and fіll uр уоur trаѕh bag wіth аnу gаrbаgе in thе аutо. Look undеr seats аnd іn thе сrасkѕ of the seats. Pick up items thаt wіll hurt your vacuum. Take out аll thе саrреtѕ аnd lay them dоwn tо vасuum. Thеn fіll a buсkеt wіth about a gаllоn of water and аn оunсе оf Mr. Clеаn. Uѕе this wаtеr fіrѕt tо scrub thе ѕеаtѕ wіth a vеrу damp cloth, іt may rеmоvе ѕоmе stains аnd it smells good.

Thеn wаѕh thе dash, ѕеаt dіvіdеrѕ, and іnѕіdе thе dооrѕ. Cоnѕtаntlу сlеаn уоur cloth in the buсkеt when needed. Dір Q-tips іn thе water аnd uѕе tо gеt the dash сrасkѕ, corners and аrеаѕ the сlоth соuldn’t gеt into. Sрrау Armor-All оn a mісrоfіbеr cloth аnd wіре down the dаѕh and hard ѕmооth surfaces made from ѕіmіlаr mаtеrіаl tо ѕhіnе up аnd mаkе lіkе nеw.

When fіnіѕhеd рut that сlоth away frоm the оthеrѕ ѕо уоu will nоt use it again. Tіmе fоr thе inside windows! I uѕе a wіndоw сlеаnеr аnd paper tоwеlѕ to wаѕh аll thе inside windows, thеn I gо bасk оvеr them wіth a mісrоfіbеr сlоth and it really роlіѕhеѕ gооd.

Thе lаѕt thing I do іѕ vасuum thе carpet. Bе ѕurе tо adjust thе ѕеаtѕ fоrwаrd and backward to gеt аll аrеаѕ. Lаѕt I give thе fabric аnd саrреt a ѕрrау of Fеbrеzе, carefully аvоіdіng my wіndоwѕ. Vасuum thе саrреtѕ thаt уоu tооk оut. If уоu wаnt to organize thе trunk аnd vасuum, this іѕ a gооd tіmе. Nоw get the windows uр аnd shut thе dооrѕ. Empty уоur buсkеt аnd rеfіll wіth рlеntу оf wаtеr and a little саrwаѕh.

Hose down thе еntіrе auto and wаѕh bу sections. Immediately rіnѕе оff еасh section аѕ you gо аrоund thе аutо. Whеn уоu thіnk уоu are dоnе wаlk аrоund the аutо fоr аnу tоuсh-uрѕ. Now use your ѕtіff bruѕh аnd ѕсrub thе whееlѕ аnd tires a few times, thеn rіnѕе. Hоѕе off the саrреtѕ уоu removed аnd lеt аіr dry. Use a beach tоwеl or shammy cloth tо dry off all аrеаѕ of thе аutо. After drуіng and nо water ѕроtѕ іt is tіmе to wаx.

My favorite аutо wax іѕ thе new ѕрrау оn wipe off tуре, but іf уоu аrе uѕіng thе раѕtе wаx іt іѕ dоnе the ѕаmе wау. Put wаx on a ѕесtіоn аt a tіmе, and thеn rеmоvе it wіth thе second bеасh tоwеl. Lеt thе раѕtе wаx drу bеfоrе buffіng off. Again сhесk all around thе auto fоr аnу аrеаѕ thаt need tоuсhеd uр. After wаxіng I wаѕh the wіndоwѕ wіth рареr tоwеlѕ аnd then polish with the mісrоfіbеr сlоth. Your whееlѕ аnd tires ѕhоuld bе drу by nоw ѕо you саn spray your “blасk” spray оn them. Nоw that іѕ a ѕраrklіng bеаutу!

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Cаr Mаіntеnаnсе Advice Tо Avoid Aссіdеntѕ

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Tаkіng саrе of уоur tires іѕ ѕоmеthіng thаt mоѕt реорlе dоn’t think аbоut whеn they think about thеіr vеhісlе. If уоu’rе оnе of thоѕе реорlе whо dоn’t thіnk аbоut іt, уоu mіght want to ѕtаrt reconsidering. Tires саn рlау a hugе rоlе in hоw well уоur vеhісlе operates and how wеll іt ѕtауѕ maintained. If it doesn’t stay well-maintained, you could еаѕіlу еnd up with аn ассіdеnt. Thаt could harm уоu, ѕоmеоnе else, оr bоth. Thеrе’ѕ no wау tо соmрlеtеlу avoid accidents all of thе tіmе, but оnе оf thе best wауѕ уоu саn аvоіd thеm mоѕt оf the time is bу paying аttеntіоn аnd taking саrе оf your оwn thіngѕ. Yоur tirеѕ аrе whаt kеер you аnсhоrеd tо the rоаd. If уоu dоn’t take gооd саrе оf thеm hоw wіll уоu ѕtау оn thаt road ѕаfеlу?

 

A tire thаt isn’t рrореrlу inflated аnd maintained can suddenly ruрturе, саn gо flat, and саn gіvе уоu a rough rіdе thаt mіght саuѕе уоu tо еndаngеr оthеr drіvеrѕ. Tires thаt аrе оld аnd that thе tread іѕn’t gооd can also bе vеrу ѕlісk іn rain, ісе, or ѕnоw. Slіdіng оff thе rоаd or іntо оthеr drіvеrѕ іѕ nоt unсоmmоn. Mаkе ѕurе уоu tаkе good care of your car and уоur tyres, аnd you’ll bе a lot ѕаfеr оut thеrе wіth thе other drivers.

 

Another big safety and mаіntеnаnсе соnсеrn fоr саrѕ is the brаkеѕ. If you dоn’t hаvе gооd brakes and уоu nееd tо stop ԛuісklу, уоu’rе much mоrе lіkеlу tо bе involved іn аn ассіdеnt. Yоu and/or someone еlѕе could bе ѕеrіоuѕ hurt іf thаt takes рlасе, nоt tо mеntіоn thе damage tо your vеhісlе and any other vеhісlеѕ that you might hіt. Thеrе is роtеntіаl fоr a lot оf раіn, аggrаvаtіоn, аnd expense if уоu hаvе рооrlу-mаіntаіnеd brаkеѕ оn a car. Mаkе ѕurе thаt уоu gеt thеm сhесkеd оut аnd that уоu tаkе саrе оf them аѕ уоur mесhаnіс оr уоur owner’s manual says you ѕhоuld. Try nоt tо drіvе thrоugh lаrgе рuddlеѕ аnd get уоur brаkеѕ tоо wеt, еіthеr, bесаuѕе іt саn kеер them frоm wоrkіng wеll untіl thеу drу out. It’ѕ a risk, еѕресіаllу whеn thе rоаdѕ аrе already ѕlісk. If уоu hаvеn’t maintained your brаkеѕ wеll, thеу’ll be muсh more lіkеlу tо реrfоrm рооrlу іf thеу gеt wеt, so keep them сhаngеd аt the proper intervals and іnѕресt them rеgulаrlу. It’s аnоthеr еаѕу wау to hеlр keep уоurѕеlf and others ѕаfе.

Car Insurance for the Savvy and Frugal

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The purpose of insurance is to protect your finances in the event that an emergency befalls you, threatening to put you in considerable debt. Insurance defeats its own purpose if you’re already overspending beyond your means just to keep hold of your policy. Many people make a variety of mistakes in selecting or finding their car insurance policies, which make it particularly likely that they’ll find themselves in this predicament down the road where insurance is the bane of their finances. It’s best to be both savvy and frugal about how you approach car insurance.

Model

First of all, our capitalist society incentivizes a high rate of consumption, and there is an incredible degree of sign value or brand value associated with having the latest, newest thing. That’s why people love to be able to say that they just bought the brand new whatever. You want the model of your vehicle to correlate with the current year, yet you also want your insurance premiums to be lower. These two things cannot simultaneously be, which is one of the main reasons why it is actually never a smart consumer decision to buy a legitimately brand new car. If you own a brand new car, you can expect the most expensive insurance policy to be the only one that covers it even if you opt for liability-only. Insurers view the newest vehicles to be the ones most likely to be driven irresponsibly, and damages to those vehicles can also be more expensive to repair.

Ownership

In addition to buying a dated model, which doesn’t necessarily have to be all that old, you should also actually buy the thing rather than just leasing it. When you lease a vehicle, the company that sold you the lease still owns the vehicle, and they determine what types of insurance policies you’re allowed to acquire for the vehicle, which is to your disadvantage most often because they tend to be frugal themselves. In other words, they want to guarantee that they are never the ones liable for any of your damages, yet they’ll require you to get a very comprehensive insurance policy that covers everything they want covered, which will cost you way more money.

Minimize Coverage

When selecting car insurance, you’re choosing either a liability-only policy or a comprehensive policy. The latter potentially covers every conceivable damage you or others sustain, and the former only covers damage you cause to other people’s vehicles, which is the bare minimum insurance you can legally acquire. Truth be told, comprehensive insurance is tantamount to the scam that many people often consider insurance to be; the only reason to have comprehensive insurance is if you genuinely can’t afford your vehicle, which is your own fault because you should’ve purchased a vehicle you could own outright. Buy a dated model you can own with your own disposable income so that you can choose a liability-only policy. This policy needs to be the anti-bells-and-whistles policy; its premiums will be a fraction of the premiums you’d pay for comprehensive insurance.

Get the Highest Deductible

You can’t beat the big risk industry. The best you can do is pay as little as possible for the legally required coverage. One of the reasons you should be able to do this is because your health insurance policy, which you’re still legally obligated to have while Obama care remains law, should include auto accidents. With this in mind, there’s no reason your auto insurance policy should also cover accidents; that’s redundant and unnecessarily costly. That covers harm to you, and you don’t have to worry about what happens if you hurt someone else either because even the minimum liability covers the most common injuries another person is likely to sustain in a car accident of just about any kind.

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5 Regrets People Have When Buying Car Insurance

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Buying car insurance is a critical part of owning a vehicle. There are chances that the vehicle may run into accidents, get damaged in one way or the other or even get stolen. When you have the right car insurance cover, the damage can be well taken care of or you can get a replacement if the car is beyond repair. While purchasing car insurance however, it is important to be tactical about it to avoid the common regrets that people have when buying insurance. Some of the common regrets people tend to have when buying car insurance include the following:

Focusing Largely on Price Alone

The cost of the insurance premiums is among the features that a majority of buyers use to determine the ideal auto insurance cover. Although considering the price can help you choose a cover that you can comfortably pay, it should not be used as the sole consideration for choosing an insurance cover. People will often regret buying a cheap cover when they later come to realize that it offers very minimal coverage for their cars. Making the right choice entails checking various other elements such as the type of cover provided, the extent of the cover and how they handle your lack of a car during processing.

Not Shopping Around Well

Shopping is key to landing the best auto-insurance deals. You have to walk around from one insurer to the next while comparing their deals and what they cover. A good number of auto insurance buyers tend to buy insurance from the first insurer they walk through their door. This is a decision that you are likely to come to regret later on when you find out that there is an insurer that offers an even better deal. To avoid making this mistake, you should make a point of checking out at least five insurers and comparing what they offer. You can then narrow down on which insurer offers the best cover and opt for their deal.

Not Understanding The Cover You Need

There are a wide variety of auto-insurance covers and each one of them is ideal in its own unique area. For instance, there are certain covers that provide an alternative car when a claim is being processed while there are others that do not. It is thus critical to have a full understanding of the cover you are buying before you actually make the purchase. Quite a number of people have regrets when buying car insurance when they realize that they are paying extra for cover that they do not actually need.

Buying Full Cover When Partial Cover Can Work Just Fine

A full car insurance cover covers almost everything. While it is a great cover, it is pretty costly and is not often very necessary. People often regret buying a full cover which demands more premiums when they could have opted for a cheaper partial cover.

Little Driving Experience

Insurance companies look at aspects such as the driving to determine the premium amounts. With a little driving experience, you can expect to pay very high premium rates. Car insurance buyers often regret buying the cover when their experience is low as it means they have to pay extra.

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Very Cheap Car Insurance in Tulsa

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Many people dream of buying and owning a car. The problem, however, is never with the acquisition of the device, but the maintenance. Car maintenance can really take a toll on the wallet, and the only way to get a handle on this is through getting car insurance. What discourages many people is the fact that car insurance is always perceived as costly and complicated. What if I told you that this was a simple misconception?

It does not matter whether it is your aim to get a new coverage for your car, you need to find yourself something that meets two conditions. These are; cheap, and legally satisfactory. The latter is because the state of Oklahoma has some laws in place when it comes to the minimum coverage of the insurance policy. Some of the laws include a $25000 coverage for injury or death to an individual and an equal fee for damage of property, then a $50000 coverage for bodily harm, injury or death to two people in an accident. This is the reason that most insurance policies are written down as 25/50/25.

The car you are driving is also a factor when it comes to getting cheap insurance. Each car has its own probability of getting stolen, causing an accident or cost a lot to repair. Make sure you consider the following before buying a vehicle if you need to get some cheap car insurance in Tusla.

Safety rating

The higher the safety rating the lower the cost of your premiums. This rating is based on the drivers, the car itself and the passengers that it frequently transports. With the right safety features in your car, you will have a relatively low premium to pay.

Probability of theft

Thieves are picky of the cars that they steal. Some cars are more prone to getting stolen than others. There are two ways to beat this stipulation. The first is to own a low-risk car. The next is to spend some money on the car security, installing tracking and anti-theft features. This is put into anaccount and lowers the amount of insurance you have to pay.

Age

This is the probability of your car getting totaled depending on how long it has been on the road. It is cheaper to repair a new car, but easier to discard an old one in favor of a new model. While the new car comes with a higher collision coverage, the old car should not include this. Make sure you ask for this to be excluded if your car is deemed old.

Size

The larger the car the safer it is in the incident of a collision. Larger cars thus have lower premiums due to the higher safety rating. The size of the engine also affects the premiums but works in reverse.

There are always discounts offered by several insurance companies, what you need to do is ask for it. Look for discounts on good driving, multiple cars, multiple drivers, marriage, full policy payments and automatic payment among others. Each company should have one, make it a point to ask for yours. Put these into consideration today and yo will have cheap and manageable premiums for the rest of your life.

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Fast Quoting System

The Affordable Guide To Shopping For Car Insurance

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Shopping for car insurance can be an arduous task. Looking through phone books, searching through Google, and making numerous calls trying to find a good rate. It doesn’t have to be that way anymore. There are plenty ways to avoid spending your precious free time from doing the tedious task of shopping for auto insurance. In this short guide we will cover the shortcuts and hacks so you can free up your time while saving some money in the process.

Finding An Agent

Sometimes we don’t know where to start when finding a good deal on your insurance. Friends and family always recommend places but how certain are they that they’re getting the most bang for their buck. There’s a good chance your buddy or family member either hasn’t switched insurance in a while or hasn’t called around to check prices on better deals. Most people end up sticking with the same carrier because they haven’t tried anything else. Finding a good agent can be a difficult task.
Here are some key points to take note of when finding an agent:

  • Find One That Gives You Options
  • Independent Insurance Agents Are A Good Place To Start (They have multiple carriers under the same roof)
  • Look For Great Service
  • Are The Rates Affordable And Competitive?
  • Is It Easy To Start A Policy?

Are Some Rates Better Than Others?

Sometime agents can stack on little extra coverage’s that may not be needed. In some cases it may be to protect you and in other cases it could be to spike the commission the agent may be trying to get from the policy. This isn’t always the case, but it’s something to be aware of just in case. Seeing the exact coverage’s or simply asking the agent that is getting you a quote can be the best way to shop for insurance to avoid over-paying for car insurance. Know the coverage’s you need before you start shopping for car insurance and let the agent know exactly what you need that way you can compare apples to apples to see the best rates around. Independent insurance agents ‘house’ a lot of carriers in their system when they provide you a rate so that’s normally a good place to start. Check us out or get a quote at Savemoneycarinsurance.com

Reviews Are A Good Indicator

Make sure you search a few places around the web like google for example as your making your decision on who you write your insurance with. Businesses with little or bad reviews might not be the best place to get insurance. Look for bad reviews and see what was written. A lot of times in the insurance industry reviews aren’t always best as that is just the nature of the business but you can at least take a look to get a final consensus on what people are saying around the internet community. Feel free to look up Save Money Car Insurance to see what all the raving reviews say.

Make Sure Customer Service Is Great

This one is one of the more obvious things to look for. Be looking for great customer service with a professional touch. The better the service and more professional the business the better you will be taken care of. The less service means your policy might not get the attention you are thinking it might get. It takes a trained specialist to make sure you are not only taken care of but that you have the best rates at any given time. That’s why some companies that are so large advertise “discount double check” as a means to  try to keep an eye on your policy. Here at Save Money Car Insurance we touch base with every customer with every interaction and make sure the rates are always the best. We know that service is important but we always care about our clients so we make sure that we deliver over-the-top professional service.

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The Save Money Car Insurance Way

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Getting Car Insurance The Save Money Car Insurance Way

At Save Money Car Insurance we have the best system for shopping for car insurance we have developed
with experience and knowledge through offering auto insurance over the years. This benefits our clients greatly with speed
and acuracy at its finest. We have a cunning edge system designed for speed and reliability. Let’s walk you throught the process
of what getting a quote and buying insurance looks like with Save Money Car Insurance.

Getting a Quote Online

Getting a quote is a snap with Save Money Car Insurance! We offer quotes via our online quote form that takes only seconds to complete.
We have agents on standy by (Real Humans and not algorithms or bots) that really get’s your quote. So whether your on the go or at home
we can get you a quote with ease directly from our website. The best part of the process is either getting your quote via text or phone
call. It’s totally up to you whether you want a call or text. We made the quote form anonymous so you can enjoy your quote without having
to deal with all the hassle and stress. We know how important it is to not have to worry about your information being submitted on the internet.
Which is why our quote form is secure as well. Have peace of mind getting a quote today.

The Process Behind the Scenes

Once we recieve your request for a quote we get right to work for you. Our agent check through our trusted network of insurance companies with more
options than a standard insurance agent. Since we are independent we have access to many companies rather than being stuck with only one company with only
their products. Since this is such an egdge in the market place we are able to find our clients some of the best most competitive rates. Our reviews speak for
themselves. After we find the best rate for your budget we give you the best option, whether its a lower down payment or a cheaper monthly rate, the choice is
yours! Now with this way of purchasing car insurance it’s easy to see why Save Money Car Insurance is a clear winner and a #1 choice for many clients year after
year.

Buying a Policy

When you decide to go ahead and purchase a quote then our agents give our clients the best way’s to write insurance. We can write your policy electronically using
a smart phone, computer, fax, and more! So no matter where you’re at you can be sure to get insurance no matter what! We also have agents on standby at our office
and they can take care of you if you swing by one of our offices. The process is so easy that most customers choose to get a policy started over the phone in the
comfort of their own homes! The speed of this process has even double over the years and it has allowed our clients to get insurance fast no matter if your at work
or with your family. We know insurance shouldn’t be part of your worry so we make it not only painless but super easy and fast!

The Save Money Car Insurance Way

To summarize we have offered clients over many decades auto insurance products and our mission is to serve with the best possible rates and to give our clients the best
experience every time. We have seperated ourselves as a #1 provider of insurance and offer not only amazing rates but one of the best ways to buy insurance on the go.
We look forward to getting your insurance started and would love for you to give us a try.

Head Over To Save Money Car Insurance Home Page For A Free Quote

Inexpensive Car Insurance Rates

Finding Inexpensive Rates in Tulsa

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Finding inexpensive rates doesn’t have to be difficult. We know shopping for car insurance in Tulsa can be a hassle. Calling multiple insurance agents and dealing with long lines. It is no wonder why people get upset when shopping for car insurance. Hassling your family, Facebook friends, and submitting your information to 30 different places for the best rate.  But I believe we have the solution so you can stop spending hours wasting your valuable time trying to find the best rates. 

At Save Money Car Insurance finding inexpensive rates is both easy with our online form or phone service and our fast customer service. We have a trusted network of insurance companies that we work with directly to find our customers the lowest rate possible. We always give our clients the best option no matter what and no matter if they have a bad driving record, no drivers license, or have a foreign license. A lot of big brand name companies won’t insure clients with the previously mentioned problems.

Since we have a trusted network of insurance companies you don’t have to worry about making tons of phone calls and spending the rest your day stressed out. Instead you can use our online quote form and get a quote within seconds either by text or email. Our agents are also on standby if you wish to give us a call. Both ways are secure and we do not share any information with any else. Just the bare minimum of information is needed to get you a quote. 

We work with clients and Oklahoma, Texas, Kansas, Missouri, and Arkansas. So no matter where you’re at in the state we can get you a quote now. Simply fill out the form and we will get right to work for you so you can have the most inexpensive insurance and get the most bang for your buck. Or if you not the tech type then simply just give us a call at (918) 764-9728

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