Financing a car comes with certain insurance requirements, including maintaining the coverage your lender requires throughout the loan. These requirements can make changing insurance companies seem more complicated, especially when you’re looking for a better rate. Most lenders allow you to switch car insurance companies while your loan is still active, as long as your…
You walk outside after an Oklahoma storm and find hail dents across your hood, a broken windshield, or a tree branch lying across your car. Which part of your car insurance would cover the damage? In many of these situations, the answer is comprehensive coverage. Comprehensive car insurance helps pay for certain types of damage…
Comprehensive car insurance covers certain types of weather-related damage, including hail, flooding, wind-blown debris, falling trees or branches, and other covered damage caused directly by severe weather. It protects your vehicle from covered losses that happen outside of a collision. Does Comprehensive Insurance Cover Hail Damage? Yes. Hail damage is one of the most common…
You’re reviewing your car insurance documents and need to confirm that your bank or finance company is listed on the policy. Where should you look? If you’re trying to find the lienholder on your car insurance, start with the declarations page. If your vehicle is financed, this document will typically show the lender connected to…
Yes. You can have collision without comprehensive insurance in Oklahoma if your insurance company allows that coverage combination and you do not have a lender requiring both. The two coverages protect against different types of damage. Collision covers eligible crash damage, while comprehensive covers non-collision losses such as hail, theft, vandalism, fire, and falling objects.…
When you choose full coverage car insurance, you will usually need to select a deductible for collision and comprehensive coverage. Should it be $250? $500? $1,000? The deductible you choose affects two sides of the policy: what you pay for coverage and how much of an eligible loss remains your responsibility after a claim. A…